What Is The Best Travel Insurance For Cancer Patients

Finding suitable travel insurance can pose challenges for those recently diagnosed with cancer or in recovery.

We provide guidance on selecting the appropriate policy for your needs.

How Do I Find Cover While Being Treated For Cancer?

Obtaining travel insurance with cancer can be challenging and more expensive due to the perceived higher risk.

However, specialized policies exist to provide essential coverage for cancellation, lost belongings, legal costs, and medical issues.

Some mainstream insurers may offer coverage but exclude cancer-related claims, so careful comparison is crucial.

Be prepared to answer detailed questions about your cancer, ensuring honesty to avoid policy invalidation.

Travel Insurance Coverage for cancer patients
Travel Insurance Coverage for cancer patients: Photo source (NerdWallet)

Consult your medical professional for clarity on specific details.

Compare multiple policies to find comprehensive coverage at a competitive price.

How Do I Find Cover After Recovering From Cancer?

Recovering from a past cancer diagnosis might lead you to believe that obtaining travel insurance will be simpler.

However, it’s crucial to disclose your previous cancer, as mainstream insurers have varying timelines for when they will provide coverage again—ranging from three months of being cancer-free to several years.

A doctor’s certificate may be required as proof. Honesty with your insurer is key to ensuring suitable coverage, and you might still need to purchase specialist insurance.

Travel Tips For Current And Former Cancer Patients

Consider practical aspects before embarking on a holiday to ensure a stress-free experience. Consult with a healthcare professional before making any travel plans to confirm your fitness for the trip.

Discuss potential side effects related to your cancer, such as heightened sun sensitivity or an increased risk of deep vein thrombosis (DVT).

Be aware that travel insurance for individuals with cancer may be more costly in countries with private healthcare systems, like the United States.

It might be wise to opt for a different destination in such cases. Carefully review the terms and conditions of any travel insurance policy before purchasing.

If necessary, obtain a letter from your doctor stating your fitness to fly well in advance of your departure.

When traveling in Europe, ensure you have an updated GHIC card with you. If carrying medication, pack enough for the entire trip plus extra days.

Bring a doctor’s note detailing the medications and their prescriptions to show security officials.

Check the availability of your required medication at your destination and consult your doctor about adjusting medication schedules for different time zones.

Contact your airline or travel company’s medical officer ahead of time if you anticipate needing assistance or specialized equipment like oxygen during your trip.

Also read: Does Travel Insurance Cover Theft Of Money

Things to remember before your trip

Prepare for your trip:

  1. Check passport validity a month before travel.
  2. Research visa requirements early; start the process after finalizing plans.
  3. Consult with a doctor for vaccinations and medication, considering trip activities.
  4. Confirm coverage of your travel insurance, especially for planned activities.
  5. Conduct thorough research on destinations using various sources.
  6. Pack essentials only; be practical about clothing and accessories.
  7. Pre-book travel extras like car hire and currency exchange for savings.
  8. Settle bills and payments before departure; monitor online banking.
  9. Share travel details with friends, family, and keep emergency contacts handy.

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