What Does Red Sky Travel Insurance Cover? A Complete Review

Exploring new places is a remarkable adventure, yet it entails certain risks.

Whether it’s dealing with flight disruptions, misplaced belongings, or unforeseen medical issues, the possibilities of mishaps are diverse when you’re on the road.

This is where the significance of travel insurance becomes evident, offering both reassurance and monetary security in the face of unforeseen circumstances.

Amidst the plethora of travel insurance providers, Red Sky Travel Insurance has garnered attention in recent times.

In the following discussion, we will examine reviews of Red Sky Travel Insurance to assess its viability as a worthwhile investment.

Red Sky travel insurance reviews
Red Sky travel insurance includes coverage for events such as natural disasters (e.g., hurricanes), sickness, injury, or death to you, a family member, or your traveling companion, as well as canceled military leave, jury duty summons, and job loss: Photo source (Trip Preserver)

What Is Red Sky Travel Insurance?

Established in 2006, Red Sky Travel Insurance, situated in Houston, Texas, is a U.S.-based provider offering diverse insurance policies tailored to various traveler profiles.

As a subsidiary of Zurich North America, a prominent insurance entity boasting a century-long legacy, Red Sky Travel Insurance benefits from the robust expertise of its parent company.

The underwriting for Red Sky Travel Insurance policies is handled by Zurich American Insurance Company, holding an A+ (Superior) rating from A.M. Best, a renowned global credit rating agency.

What Does Red Sky Travel Insurance Cover?

Red Sky Travel Insurance offers a variety of policies that cover different aspects of travel. Here are some of the main categories:

Policy Coverage
Emergency Medical and Dental Covers expenses related to medical emergencies and dental treatment
Trip Cancellation and Interruption Covers non-refundable expenses if you have to cancel or interrupt your trip due to unexpected events
Baggage and Personal Effects Covers loss, theft, or damage of your baggage and personal belongings
Accidental Death and Dismemberment Covers accidental death or dismemberment during your trip

Red Sky Travel Insurance policies also include 24-hour emergency travel assistance services, such as medical referrals, travel information, and emergency message relay.

Also read: Is Travel Insurance Mandatory For Qatar

Red Sky Travel Insurance Reviews: Pros and Cons

Red sky travel insurance
Image courtesy (Travel Preserver)

As with any travel insurance provider, Red Sky Travel Insurance has its strengths and weaknesses. Here’s a summary of the pros and cons based on customer reviews and ratings:


  • Reasonable prices: Red Sky Travel Insurance policies are generally affordable compared to other providers, especially for basic coverage.
  • Good customer service: Many customers praise the responsiveness and helpfulness of Red Sky Travel Insurance representatives in case of claims or inquiries.
  • Flexible policies: Red Sky Travel Insurance offers customizable policies that allow you to tailor your coverage to your specific needs and preferences.
  • Easy to purchase: You can buy Red Sky Travel Insurance policies online in a few minutes, without the need for medical exams or lengthy paperwork.


  • Limited coverage options: Some customers complain about the lack of coverage for pre-existing medical conditions, extreme sports, or high-risk destinations.
  • Claim denials: A few customers report difficulties in getting their claims approved or reimbursed by Red Sky Travel Insurance, especially for non-medical issues.
  • Confusing policy language: Some customers find the terms and conditions of Red Sky Travel Insurance policies hard to understand or misleading.
  • Low reimbursement rates: According to some reviews, Red Sky Travel Insurance offers lower reimbursement rates than other providers for similar claims.

Is Red Sky Travel Insurance Worth Buying?

Judging by the feedback and ratings provided by customers, Red Sky Travel Insurance appears to be a suitable choice for those seeking affordable basic coverage.

Nonetheless, for individuals with particular requirements or considerations, such as pre-existing medical conditions or engaging in adventurous activities, it’s advisable to assess Red Sky Travel Insurance against alternative providers offering more extensive or specialized policies.

Additionally, thoroughly reviewing the details of any travel insurance policy before making a purchase is essential to prevent unexpected surprises or misunderstandings.


Can I cancel my Red Sky Travel Insurance policy?

Yes, cancellation is possible within a specific post-purchase period. Eligibility for a full or partial refund depends on your state and policy type.

How do I file a claim with Red Sky Travel Insurance?

Contact their claims department via phone or email, providing necessary documentation. Claims are typically processed within days, though timelines may vary based on claim complexity.

Does Red Sky Travel Insurance cover COVID-19?

Yes, it covers medical expenses and trip cancellations if you or a companion test positive. Check policy details for restrictions based on your destination and plan before purchasing.

Leave a Comment