Is Global Travel Insurance Legit? A Detailed Review On Its Legitimacy

Are you considering a journey overseas and questioning the importance of international travel insurance?

This form of insurance safeguards you against medical expenses, trip cancellations, lost luggage, and unforeseen incidents throughout your travels.

However, ensuring the authenticity of international travel insurance and securing a dependable service may be a concern.

Within this article, we will evaluate the credibility of TFG Global, a prominent provider of global travel insurance.

The assessment will cover company particulars, essential details, offered services and products, as well as advantages and disadvantages, complemented by commonly asked questions.

By the conclusion of the article, you will have a better understanding of whether TFG Global is a reliable company capable of fulfilling your travel insurance requirements.

Is Global Travel Insurance Legit?
Image source (Canva)

Company Overview

Established in 1999 by David Tompkins, TFG Global is a Canadian firm specializing in providing international insurance solutions for expatriates, travelers, and global citizens.

Under the current leadership of Mr. Tompkins, who serves as the president and owner, the company boasts a skilled team capable of addressing insurance needs and managing claims efficiently.

As a licensed insurance broker in Canada and a correspondent for Lloyd’s of London, TFG Global collaborates with leading insurance companies such as Allianz, Cigna, IMG, and Aetna.

Furthermore, the company is affiliated with prestigious organizations, including the Canadian Association of Insurance Brokers, the International Benefits Network, and the International Travel Insurance Journal.

Basic Information

Before purchasing travel insurance plans from TFG Global, familiarize yourself with some key details:

Phone Number +1-604-628-0426
Address #1500 – 701 West Georgia Street, Vancouver, BC, Canada V7Y 1C6
Customer Service Contact info@tfgglobal.com
Policy Details Accessible on their website
Email Address info@tfgglobal.com
Fax Number +1-604-259-0644
Operating Hours Monday to Friday, 9:00 am to 5:00 pm Pacific Time

Products And Services

TFG Global presents a variety of travel insurance plans designed to cater to diverse travel needs.

The available options comprise single trip coverage, multi-trip packages, insurance tailored for visitors to the USA, group travel plans, Schengen visa insurance, and student travel coverage.

Each plan comes with a range of coverage options and benefits, catering to different budgets and travel necessities.

TFG Global’s travel insurance plans typically include the following benefits:

  • Emergency medical expense coverage
  • Evacuation coverage
  • Trip cancellation coverage
  • Baggage loss coverage
  • Accidental death coverage
  • Travel assistance services
  • Optional coverage for sports and hazardous activities

Conveniently, individuals can purchase insurance through their website, where they can obtain quotes, compare plans, and complete online payments.

For any inquiries or assistance, customer service is readily available.

Read more: What is Financial Default Travel Insurance?

Advantages and Disadvantages

TFG Global, founded in 1999 by David Tompkins, is a Canadian company specializing in international insurance solutions for expatriates, travelers, and global citizens
TFG Global, founded in 1999 by David Tompkins, is a Canadian company specializing in international insurance solutions for expatriates, travelers, and global citizens: Photo source (Canva)

As with any insurance provider, TFG Global presents both advantages and disadvantages:

Advantages:

  1. Diverse selection of travel insurance plans tailored for various travelers and destinations
  2. Collaborations with well-established and trustworthy insurance companies
  3. Convenient online application and payment process with user-friendly interface
  4. Responsive and supportive customer service, backed by positive reviews

Disadvantages:

  1. Exclusion of coverage pertaining to COVID-19
  2. Lack of “cancel for any reason” or “trip interruption for any reason” coverages
  3. Absence of a mobile app or live chat feature
  4. No 24/7 emergency hotline for immediate assistance

How to File a Claim with TFG Global

To begin the claims process with TFG Global, adhere to these guidelines:

  1. Initiate prompt communication with the insurance company or provider specified in your policy confirmation email or on TFG Global’s website.
  2. Complete the necessary claim form and compile essential documents such as receipts, invoices, medical reports, and police reports.
  3. Forward the completed claim form and supporting documents to the insurance company or provider through mail, email, or fax, utilizing the contact information provided in your policy confirmation email or on TFG Global’s website.
  4. Patiently await the processing of your claim and notification of the outcome, recognizing that processing times may vary depending on the type and complexity of the claim.

How to Cancel or Change Your Policy with TFG Global

  • Call or email the insurance company or provider that gave you the policy. You can find their contact details on the email they sent you or on TFG Global’s website.
  • Tell them your policy number and why you want to cancel or change your policy.
  • You may get some or all of your money back or change your policy. It depends on what your policy says.
  • Read your policy carefully before you cancel or change it. You may have to pay some money or lose some money if you do.

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