Is Atlas Travel Insurance Legit? A Complete Review On Its Legitimacy

Preparing for an international journey? Consider evaluating the appropriateness of Atlas Travel Insurance, a travel medical insurance option provided by WorldTrips.

This article explores various aspects, including company details, crucial information, offered services and products, pros and cons, the claims procedure, and policy features of Atlas Travel Insurance.

We also provide answers to frequently asked questions about this travel insurance plan.

Is Atlas Travel Insurance Legit?
Image source (Canva)

Company Overview

Founded in 1998 as part of the Sirius International Insurance Group, WorldTrips brings forth more than seven decades of worldwide insurance proficiency.

Situated in Indianapolis, Indiana, with supplementary offices in Houston, Texas, and Cebu, Philippines, the company is under the leadership of CEO Mark Carney and President Jeff Gulleson.

WorldTrips is a member of the US Travel Insurance Association and holds an A+ rating from the Better Business Bureau.

Company Contacts

A snapshot of fundamental details about Atlas Travel Insurance is presented in the table below:

Phone Number 800-605-2282
Address 251 North Illinois Street, Suite 600, Indianapolis, IN 46204
Customer Service Contact
Policy Details Atlas Travel Insurance covers unforeseen medical expenses, emergency medical evacuation, trip interruption, travel delay, lost checked luggage, and more.COVID-19-related expenses are covered for all destinations. Customize deductible, coverage length, and overall maximum limit.

Optional benefits include crisis response, personal liability, and sports coverage.

Email Address
Fax Number 317-655-4505
Operating Hours Monday to Friday, 8 am to 5 pm ET

Services and Products

There are two options available with Atlas Travel Insurance: Atlas International and Atlas America.

Atlas International offers coverage for travels outside the USA, while Atlas America is designed for journeys that include the USA.

Both plans exceed global visa and immigration requirements.

You can conveniently purchase the insurance online, receive policy documents through email, and manage your account online.

Additionally, access 24/7 international emergency medical assistance.

Pros and Cons Of Atlas Travel Insurance

  1. Affordable and Flexible: Customize your plan based on your budget and needs. Online policy extension or cancellation is available.
  2. Comprehensive and Reliable: Covers a wide range, including COVID-19, terrorism, natural disasters, and pregnancy complications, with high limits for medical expenses and evacuation.
  3. Ease and Convenience: Obtain quotes, purchase policies, and file claims online. Utilize the website’s chat feature for support.
  1. Not Primary Insurance: Acts solely as trip insurance; doesn’t cover pre-existing conditions or routine medical care.
  2. Limited Coverage: Excludes travel to home country, Cuba, Iran, or North Korea. Not available for individuals over 80 years old or trips exceeding 364 days.
  3. Exclusions and Limitations: Does not cover losses from war, civil unrest, nuclear radiation, or illegal acts. Co-payments and deductibles may apply.

Filing a Claim with Atlas Travel Insurance

In case of loss or damage during your trip, filing a claim with Atlas Travel Insurance is a simple procedure that can be done either online or over the phone.

To file an online claim, access your account and click on the “Report a Claim” button.

Provide necessary information about the incident, such as the date, time, location, description, and attach any pertinent photos or documents.

If you prefer filing by phone, call 800-605-2282 to speak with a claims representative who will guide you through the process and answer any questions you may have.

Easily monitor the status of your claim, whether online or through a phone inquiry.

Also read: What does United travel insurance cover?

Atlas Travel Insurance Policy Overview

Atlas Travel Insurance provides legit travel insurance options like trip cancellation, interruption, medical, and multi-trip plans. Yet, some customers complain about poor customer service, claims processing, and coverage denial
Atlas Travel Insurance provides legit travel insurance options like trip cancellation, interruption, medical, and multi-trip plans. Yet, some customers complain about poor customer service, claims processing, and coverage denial: Photo source (Canva)

Atlas Travel Insurance provides coverage for medical expenses incurred due to illness or injury during your trip.

The plan is designed specifically for the duration of your travels and does not extend to covering lifelong medical bills or offering reimbursement in case of trip cancellation.

Designed to safeguard against unforeseen medical emergencies and expenses during your journey, this travel medical insurance plan ensures financial protection for unexpected healthcare needs.

To make an informed decision, it is essential to carefully review the policy wording of Atlas Travel Insurance, understanding the extent of coverage before making a purchase.


Is Atlas Travel Insurance legitimate?

Yes, Atlas Travel Insurance is a reputable plan backed by WorldTrips, a global insurer with over two decades of experience.

It holds an A+ rating from the Better Business Bureau and a 4.5-star rating from Trustpilot, with thousands of satisfied customers.

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