Is Allianz Travel Insurance Legit? A Complete Review

If you’re in search of travel insurance, whether for domestic or international purposes, Allianz Travel Insurance is a dependable choice.

The question of legitimacy might cross your mind, and you may be curious about Allianz’s standing as a trustworthy travel insurance provider and the value of their policies.

Here’s a breakdown of Allianz Travel Insurance: the company boasts financial stability and holds a favorable rating from experts in the insurance industry.

Furthermore, Allianz presents a range of comprehensive policy options that can be tailored to meet your specific travel requirements.

In summary, if you’re on the lookout for a reliable travel insurance provider, Allianz is a highly recommended option.

Indeed, Allianz Travel Insurance is a credible company offering insurance coverage for travelers.

Allianz is a substantial financial services firm traded publicly on the New York Stock Exchange, and it holds an A+ rating from A.M. Best.

Is Allianz Travel Insurance Legit? A Complete Review

How do I get my money back from Allianz?

To qualify for a complete premium refund, you must cancel your travel insurance policy within 15 days of the initial purchase date.

This policy is generally applicable in most states, but variations may exist based on your state of residence.

Once you have initiated a claim or commenced your journey, your premiums become non-refundable.

Consider OneTrip Cancellation Protection as a valuable safeguard for your investment if you need to cancel, interrupt, or delay your trip due to a covered emergency.

This comprehensive plan provides coverage for trip cancellation, trip interruption, and travel delay, ensuring you have protection in emergencies.

How long does it take Allianz to pay out

If you hold a direct policy with Allianz, the reimbursement for your claim will be issued in the form of a check or payment.

Typically, it takes 5-10 business days for you or your intermediary to receive the payment.

Allianz Travel Insurance is a valuable resource for unforeseen changes in your travel plans.

Specifically tailored to offer coverage under certain benefits, this insurance comes to your aid if you or your travel companion receive a COVID-19 diagnosis during the coverage period.

This aspect can provide you with reassurance as you plan your upcoming trip.

Is Allianz a good company?

Allianz Life holds an impressive A+ (Superior) financial strength rating from AM Best, the second-highest rating indicating superior ability to meet future insurance obligations.

Recognized as the highest-rated private insurance company globally by Allianz Credit Ratings, Allianz operates in over 70 countries, offering a diverse range of insurance and financial services.

With a strong history of quality products, commitment to customer service, and active participation in global associations, Allianz stands as a stable and reliable choice for individuals, families, and businesses.

Also read: What do travel nurses do for health insurance?

How is Allianz travel insurance rated?

Allianz Travel is a top choice for comprehensive coverage with the backing of highly-rated insurer Allianz SE.

For medical coverage during travel, consider:

  1. GeoBlue – global coverage with 24/7 access to medical services.
  2. Travelex – worldwide coverage with 24/7 assistance from medical and security experts.
  3. Allianz Travel Insurance – diverse plans for various needs and budgets.
  4. InsureMyTrip – offers a wide range of plans from over 40 providers.
  5. World Nomads – flexible and comprehensive coverage for adventurous travelers.
  6. HTH Travel Insurance – various coverage options with 24/7 assistance.
  7. Nationwide – comprehensive protection for travelers of all ages.

Is Allianz financially stable?

AM Best, a global credit rating agency specializing in insurance, assigns ratings based on financial strength, operating performance, and the ability to meet policyholder obligations.

An A+ (Superior) rating from AM Best is the second-highest among 16 possible ratings.

For claims with Allianz Travel, if covered and all required documents are provided, claims are processed within 10 working days.

If additional information or clarification is needed, Allianz Travel will contact you.

What travel insurance will not cover

Before traveling, check if your insurance covers accidents or theft while intoxicated. Many policies exclude such incidents, so be aware beforehand.

Consider AAA Travel Insurance, administered by Allianz Global Assistance, serving 40 million US customers in 35 countries.

AAA membership is not required for purchase.

Does Allianz cover pre existing conditions?

To ensure coverage for pre-existing medical conditions with travel insurance, purchase the plan within 14 days of your initial trip payment.

Allianz, a reputable life insurance company since 1896, provides annuity and life insurance products supporting retirement goals.

Recognized for ethical practices, it’s listed among the World’s Most Ethical Companies by Ethisphere.


Allianz Travel Insurance is a reputable firm specializing in offering reliable travel insurance policies, ensuring trustworthy coverage for your journey.

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