Does Travel Insurance Cover Missed Flights

Travel insurance doesn’t cover all possible trip mishaps, and many travelers miss flights for various reasons.

Some missed flight reasons are covered, while others are not.

For instance, accidents, illness, or stolen passports might qualify for a claim for trip cancellation or interruption.

Remember, a missed flight happens when a traveler can’t board their scheduled flight due to unforeseen circumstances.

To learn more about how travel insurance covers missed connections, read further.

How Travel Insurance Covers Missed Flights

The travel insurance coverage for missed flights is isolated to trip cancellation and interruption, as in you missed your scheduled flight and now you’re forced to cancel your trip or you can’t get home.

Also read: Does AAA Offer Travel Insurance?

So the covered reasons that a traveler can make a travel insurance claim for a missed flights can be found in the plan’s coverage for trip cancellation and trip interruption. Typically, the travel insurance provider will reimburse the traveler for their pre-paid and non-refundable trip expenses if they have to cancel or interrupt their trip for a covered reason.

Travel Insurance Does Not Cover Missed Flights Like These

Travel insurance will not cover missed flights no matter what happens to cause you to miss your flight. For example, travel insurance cannot cover missed flights in situations like these:

  • You woke up late
  • You got lost getting to the airport
  • The security line was jammed and you couldn’t get through in time
  • You forgot your passport and can’t get through security

These are all situations where the traveler could have/should have planned better and travel insurance can’t help.

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