Does Travel Insurance Cover If You Miss Your Flight

Travel insurance usually covers missed flights caused by unforeseen circumstances like weather or medical emergencies, but not situations within your control, such as oversleeping or partying.

Check your policy for specific coverage details.

Can I claim insurance for missing flight?

Travel insurance coverage for missed flights varies, but generally, you’re covered for insured reasons.

Missing connecting flights due to airline delays is typically not covered.

Travel insurance for missed flights
Travel insurance policies generally do not cover missed flights, regardless of the reason for missing them: Photo source (Reddit)

Missed connection insurance can help cover costs from unexpected events and can be added to your travel insurance plan.

Also read: Does have Travel insurance

Does travel insurance cover missed departure

It’s always a good idea to check with your insurance provider before you travel to see if you’re covered for delays and missed connections.

If you’re not covered, you may still be able to claim compensation from the airline if the delay was their fault.

In the United States, airlines are not required to compensate passengers when flights are delayed or cancelled.

Compensation is only required by US law when certain passengers are “bumped” from a flight that is oversold.

What happens if you miss your flight?

Missing your flight without informing the airline results in being classified as a “no-show,” leading to forfeiture of your fare.

Contacting the airline before departure might allow partial ticket credit.

Airlines may charge a fee for intentional flight skipping, known as skip lagging, where passengers book cheaper fares with no intention of taking all trip legs.

When can you get compensation for late flight

If you find yourself delayed at the airport, you may be entitled to compensation from the airline.

If the delay is due to something within the airline’s control, such as a mechanical issue, you may be eligible for a refund or other compensation.

If your delay is more than five hours, you are automatically entitled to a refund regardless of the cause.

The best time to make a claim for flight compensation is as soon as possible after the flight.

The sooner you make the claim, the easier it will be to get the compensation you deserve.


Whether travel insurance covers missed flights varies based on the policy.

Some do, others don’t. Check with your insurer to confirm coverage.


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