Do You Need a License To Sell Travel Insurance

Selling travel insurance requirements differ by state.

Some states demand a license for sales, while others allow sales through licensed insurance companies.

Verify requirements with your state’s insurance department.

A license is generally needed to sell travel insurance.

Travel insurance
License to sell travel insurance: Photo (

What is needed to be a travel agent?

Interested in being a travel agent? No need for formal training; experience in marketing, hospitality, or event planning works.

Success hinges on destination knowledge, sales, planning, and booking software.

If you love travel and have skills, being an agent might suit you.

Travel agents benefit from selling travel insurance.

It earns commissions and safeguards travelers from emergencies, enhancing the agent’s service.

How much do travel agents make on travel insurance

Travel insurance agent salaries vary widely. Top earners make about $115,000 yearly, while lowest earners get around $34,000.

The average is roughly $62,173 annually, or $5,181 per month.

To launch a successful independent travel agency:

  • Partner with a host agency for resources and support.
  • Obtain comprehensive training across travel industry aspects.
  • Establish a niche market, focusing on a specific type of traveler or destination.
  • Become a niche expert and offer top-notch service.
  • Provide customers with the service you’d desire during travel stress.

How much does it cost to become a travel agent?

To start a travel agency, expect startup costs like training ($295-$895) and a host fee ($500).

Your commitment level affects final expenses. Owning an agency is rewarding with dedication.

Agents earn commissions from client bookings (10%-20% of total trip cost) depending on agency.

Some travel agents also charge a planning fee, which is an hourly rate for their time spent researching and planning the trip.

This fee is in addition to the commission they receive from the total cost of the trip.

How does an independent travel agent get paid?

The agent uses their accreditation number for bookings and earns the commission post-travel.

Selling travel insurance successfully involves offering it for every trip due to limited health coverage abroad.

Look beyond cost, considering client needs. Also, suggest annual plans when suitable for cost savings.

Is it normal to pay to become a travel agent

This indicates that becoming a travel advisor does not have to be an expensive endeavor, with close to half of those surveyed saying it cost them less than $5,000.

However, for those wanting to get into the industry, it is worth noting that some startup costs may be required, with a minority of respondents saying it cost them between $10,000 to $20,000.

There is no standard commission rate for host agencies, but a 7% to 8% commission is typical. Independent travel agents who earn 90% to 100% of the commission are usually high-volume, experienced agents who need little to no support from the host agency.

Do airlines still pay commission to travel agents?

As a travel advisor, you can expect to earn a commission of 0-5% on domestic airline tickets and 10-22% on international tickets.

The exact percentage you earn will depend on a number of factors, the most important of which is which private contracts you have access to.

One of the most attractive parts of starting your own independent travel agency is the freedom to work for yourself, on your own hours, with your own clients, in your own home.

But like all good things, independence comes with risks.

As an independent travel agent, you have to assume the risks of entrepreneurship.

Can I be a travel agent as a side hustle

Travel industry experience opens opportunities as a home-based travel agent with training. A potential side hustle!

Thank you for considering a host agency! They provide crucial benefits:

  1. Training & support: Access expert knowledge for a solid start.
  2. Established relationships: Ready-made supplier connections.
  3. Economies of scale: Save on marketing and costs.
  4. Resource access: Reservations, marketing materials, etc.
  5. Peace of mind: Expert team support ensures success.

How many years does it take to become a travel agent?

This 3-year full-time course trains future travel agents. Offered at TVET colleges:

Boland, Ekurhuleni West, Port Elizabeth, Vuselela, Tshwane S, Northlink, South & Northern Cape, SW Gauteng, Umgungundlovu.

Benefits of host agencies include back office support and negotiated supplier commissions.

Agents pay a fee and commission split for these advantages.


You do not need a license to sell travel insurance, but you must be registered with the state in which you are selling the insurance.

No, you do not need a license to sell travel insurance.

Leave a Comment