Do I Need Travel Insurance For New Zealand

Travel insurance isn’t mandatory for New Zealand, but it’s strongly advised due to potential unexpected events.

Coverage options include medical, dental, luggage, travel delays, and trip cancellation.

Review your policy thoroughly for specific details.

How Much is Travel Insurance to New Zealand?

New Zealand travel insurance prices differ based on trip duration, benefits, traveler age, and the number of people covered.

More risk or uncertainty can increase costs, while shorter stays may be cheaper.

Additional travelers or benefits can also affect the price.

Travel insurance for New Zealand
Travel insurance for New Zealand: Photo courtesy (Forbes)

Do I Need International Health Insurance to Travel to New Zealand?

All New Zealand visitors should consider travel medical insurance.

It helps with unexpected illnesses or injuries abroad.

Domestic health insurance may not cover such costs, so check with your local insurer to identify coverage gaps before getting travel medical insurance for New Zealand.

This will help you choose the right coverage for your trip.

What Does Travel Medical Insurance for New Zealand Cover?

Travel health insurance for New Zealand is crucial for emergencies, covering medical treatment, dental care, and pre-existing conditions.

It often includes benefits like emergency evacuation and accidental death & dismemberment.

You can combine these with other travel-related coverages in a comprehensive plan for things like lost baggage or trip disruptions.

For high-risk activities such as skiing, consider adding a hazardous sports rider to your plan.

Backpackers can also find coverage that reimburses for delays and offers identity theft protection.

Travel Tips & Safety for New Zealand

Money & Currency Exchange

New Zealand uses the New Zealand dollar (NZD) as its official currency, also accepted in various other territories.

The symbol $ is commonly used, but NZ$ can be used to differentiate it from other dollar currencies.

While card payments are widespread, it’s wise to carry some cash. Coins come in 10c, 20c, 50c, $1, and $2 values, and banknotes in $5, $10, $20, $50, and $100 denominations.

Locals might refer to it as the “Kiwi” or “Kiwi dollar” due to the kiwi bird on the 1-dollar coin.


New Zealand offers diverse transportation options: car, bike, motorcycle, motorhome rentals, clean public buses like InterCity, scenic train journeys, and suburban trains in Auckland and Wellington.

For inter-island travel, consider domestic flights or the iconic Interislander ferry, which can transport your vehicle too.

Risk & Crime

New Zealand is generally safe, but beware of pickpockets targeting tourists.

Keep valuables secure. Be cautious of natural hazards like insects, weather, and volcanoes.

While most bugs are harmless, some like the Katipo spider can be dangerous. Avoid touching coastal jellyfish.

New Zealand experiences earthquakes due to its location on the Pacific Ring of Fire.

Stay informed about local weather and volcanic activity through local reports.

Leave a Comment