Do I Need Insurance To Travel To Europe

As warmer months approach and vacation season nears, it’s time to finalize your travel plans.

Travel is making a comeback, with spending in December surpassing 2019 levels by 3%, totaling $92 billion, according to the U.S. Travel Association.

Europe is a popular summer destination, but in 2022, the average cost of a European trip exceeded $7,800, about $1,000 more than pre-pandemic years, according to SquareMouth, a travel insurance marketplace.

Travel insurance for Europe
Europe travel insurance: Photo source (Travel)

Searches for international flights have surged by 64% this year, confirming the return of overseas travel.

When planning your vacation, including flights, hotels, and activities, consider purchasing travel insurance. A 2022 SquareMouth travel study found that 90% of insured travelers are heading to foreign destinations.

For those planning a European trip, simply enter your trip and traveler details to access a list of available travel insurance policies. You can even sort them by the most affordable options.

Do I really need travel insurance for Europe?

Europe has traditionally been a top destination for Americans, representing nearly half of SquareMouth’s pre-pandemic sales.

If you’re considering visiting European countries in 2023, here’s what you should know about travel insurance:

As you plan your 2023 travel, consider research.

Travel insurance, typically costing 5% to 10% of your total trip expenses, offers financial protection and peace of mind.

Here are key questions to ask:

  • Are there insurance requirements at my destination?
  • Does my current health insurance cover me abroad?
  • Do pre-existing conditions necessitate travel insurance with medical benefits?
  • Am I engaging in extended or high-risk travel?
  • What’s my total trip cost, and how could travel insurance save me in case of interruptions, delays, cancellations, or lost items?
  • Explore what travel insurance covers and potential perks to consider.

Bottom line

If you’reĀ traveling internationally, it’s a good idea to get comprehensive travel insurance that includes medical benefits.

International trips tend to be pricier than traveling locally, so the potential loss in investment and time could be greater.

There are numerous ways travel insurance can help you, but the main benefits include: Covering emergency medical treatments, protection against mishaps or inconveniences and last-minute cancellations.

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